✦ AI-Powered LSA Eligibility Advisor
Replace fragmented stipends and point solutions with one flexible benefit employees actually use. Configure your program once, automate administration, and give employees flexible ways to spend—from reimbursements to cards and marketplace purchases.
Meal Cards
Family Benefits
Nutrition Courses
Childcare Coverage
Consolidate multiple programs and point solutions on one flexible platform-then configure, manage, measure, and scale them globally without adding more work for HR.
Every organization is different. Design an LSA that reflects your goals-create as many wallets as you need, each with customizable categories, eligibility rules, budgets, and spending policies-all while giving employees the freedom to choose benefits that fit their lives.
Maintain complete oversight of your program while making spending effortless for employees. AI helps employees understand what's eligible before they spend, while automated policy enforcement keeps every purchase aligned with your program guidelines. Purchases that require additional review are routed to an administrator, helping employers maintain policy compliance.
Understand how employees are using their Lifestyle Spending Accounts with real-time reporting and actionable insights. Track participation, spending trends, and program performance to make informed benefit decisions.
Deliver a consistent LSA experience across countries without managing separate regional programs. Support multiple currencies, localized employee experiences, and regional benefit programs while administering everything from one platform.
Consolidate your LSA programs on one platform while giving employees more choice, easier access, and a simpler way to use their benefits.
Give employees instant access to their LSA funds with the Espresa debit card. Eligible purchases happen automatically, reducing reimbursement requests while keeping spending aligned with your program rules.
Food & Meals · Apr 18
Family Care · Apr 16
Wellbeing · Apr 12
WHERE EMPLOYEES CAN SPEND
Accepted anywhere Visa is — online, in store, and at the brands employees already love.
+ 1000s more
Turn individual benefits into configurable categories that are easy to manage, update, and scale. Need more personalization? Add your own category.
Eligibility Advisor uses AI to give employees clear, real-time guidance on what their LSA covers — both before they buy and when they submit a claim. It reads your plan guidelines (and even receipts) so employees don't have to, turning dense policy into a simple, confident answer.
Your available balance: $670.00
Your purchase appears to be eligible!
You have $670.00 remaining. The expense description “spin class” is listed as an eligible expense, based on Fitness Classes and Class Packages being eligible in your plan’s guidelines.
Description
spin class
Ask about another item
This is an AI-powered preview. A human adjudicator will make the final decision on eligibility.
Employees can shop directly through Espresa’s no-markup marketplace, reducing reimbursement friction and increasing program engagement, with exclusive discounts that help maximize the value of every LSA dollar.
SEE ESPRESA IN ACTION
See what it's like to use Espresa. Swipe through the product to explore the features employees love and the tools HR teams rely on every day.
IN PRACTICE
Every organization defines wellbeing differently. Lifestyle Spending Accounts make it easy to create flexible benefit programs that solve real workforce challenges—not just check a benefits box.
WELLBEING WALLET
Replace multiple wellness stipends with a single wallet employees can use for fitness, mental health, nutrition, mindfulness, recreation, and more — giving employees more choice while simplifying administration.
80%+
program engagement
MEAL CARD BENEFIT
Meal cards are a foundational benefit worldwide — mandatory in some markets, tax-advantaged in others. Espresa runs compliant meal cards alongside your other benefits, spendable at restaurants, groceries, and delivery worldwide.
Worldwide
meal card support
SPECIALTY CARE BENEFIT
Help employees manage specialized health needs with dedicated funding for pharmacy expenses, specialty care, weight management, diabetes support, fertility medications, and other approved treatments — all while maintaining predictable employer costs.
GLP-1s
& specialty care covered
EDUCATION & LEARNING WALLET
Help employees build new skills with funding for tuition, certifications, professional development, conferences, books, online courses, and continuing education — all through one flexible benefit.
↑45%
millennials would change jobs for tuition benefits
Espresa helps us avoid having 10—or 15-point solutions that only a fraction of employees use.
“Our LSA program has not only streamlined benefits administration but empowered employees to invest in their wellbeing”
"I have employees coming to me with ideas on what they want to see. That's how you know a program is really taking off.”
"Espresa unified everything into a single platform, creating a more connected and accessible experience for employees."
"Previously, the company offered a $300 gym reimbursement program. Now, employees enjoy a broader and more impactful benefit."
“We weren't just introducing a new program—we were amplifying a culture of appreciation with tools our teams were already using."
"Espresa helps us bring that vision to life by making wellbeing accessible, inclusive, and engaging for every employee."
$547M Managed LSA Funds
100+ Countries
200+ Program Configurations
550K+ Employee Claims Analyzed
30% Growth in Global Client Portfolio
20% Higher Participation with Thoughtfully Designed Programs
$547M Managed LSA Funds
100+ Countries
200+ Program Configurations
550K+ Employee Claims Analyzed
30% Growth in Global Client Portfolio
20% Higher Participation with Thoughtfully Designed Programs
Connect Espresa with your existing HRIS, identity, and business systems to launch quickly without disrupting the tools your team already relies on.
Here are some of the most common questions people have about LSAs. Don’t see yours on the list? Contact us and we’ll answer it for you.
Espresa evaluates each purchase against your organization's configured LSA policy, including eligible categories, spending limits, merchant information, and any required documentation. When a purchase clearly meets your rules, it can be approved automatically. If additional review is needed, the purchase is routed to an administrator, giving employees a faster experience while helping employers maintain policy compliance.
Looking for answers about eligible expenses, taxes, funding, enrollment, and how LSAs work? Visit our complete Lifestyle Spending Account FAQ for everything you need to know.
Every organization’s benefit strategy is different. Schedule a personalized demo to see how Espresa can help you design flexible benefit programs that fit your workforce, streamline administration, and drive higher employee engagement.
